Protect Your Furry Family Members with Pet Insurance offered by MetLife.
Why is pet insurance important?
- A small monthly payment can help you prepare for unexpected vet expenses down the road
- More than 6 in 10 pet owners said their pet has had an emergency medical expense2
- 24% of pet parents have credit card or personal loan debt to cover pet health and vet costs3
- Average annual cost for a routine vet visit is $212 for a dog and $160 for a cat; and average annual cost for a surgical vet visit is $426 for a dog and $214 for a cat4
- Pet insurance may not cover pre-existing conditions
What is covered?
- accidental injuries
- illnesses
- exam fees
- surgeries
- medications
- ultrasounds
- hospital stays
- X-rays and other diagnostics
- hip dysplasia
- hereditary conditions
- congenital conditions
- chronic conditions
- alternative therapies
- holistic care
- and much more!
How does Pet Insurance work?
- Select and enroll in the coverage that's best for your pet
- Download the mobile app
- When an unexpected accident or illness occurs, take your pet to the vet
- Pay the bill
- Send your claim + the bill to us via the mobile app, online portal, email, fax or mail
- Receive reimbursement by check or direct deposit
Why Choose MetLife?
- Quick 3-step enrollment
- Flexible coverage options including levels of coverage6, deductible options7 and reimbursement percentages5
- Take your pet to any licensed veterinarian, specialist or emergency clinic in the U.S.
- If you’re claim-free in a policy year, we’ll automatically decrease your deductible
by $25 or $508
- Group discounts are available9
- Multichannel support options with our experienced team of pet advocates that have been serving pet parents and their communities for more than 15 years
1. Coverage issued by Metropolitan General Insurance Company (“MetGen”), a Rhode Island insurance company, headquartered at 700 Quaker Lane, Warwick, RI 02886, and Independence American Insurance Company (“IAIC”), a Delaware insurance company, headquartered at 11333 N Scottsdale Rd, Ste 160, Scottsdale, AZ 85454. Coverage subject to restrictions, exclusions and limitations and application is subject to underwriting. See policy or contact MetLife Pet Insurance Solutions LLC (“MetLife Pet”) for details. MetLife Pet is the policy administrator. It may operate under an alternate or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Minnesota) and MetLife Pet Insurance Solutions Agency LLC (Illinois).
2. https://www.lendingtree.com/personal/pet-financing/average-pet-debt/
3. 2019 Benefits Pro “Americans willing to spend as much on pets’ health care as their own”.
4. 2019-2020 APPA National Pet Owners Survey.
5. Reimbursement options include: 70%, 80% and 90% and a 50% option for MetGen policies and a 65% option for IAIC policies only. Pet age restrictions may apply.
6. Annual limit options range from $1,000 - $25,000 in $1,000 increments. There is also a $500 annual limit option for MetGen policies. Unlimited benefit option subject to availability. Pet age restrictions may apply.
7. Deductible options range include: $0 - $750 in $50 increments and $1,000, $1,250, $1,500, $2,000 and $2,500.
8. With deductible savings, your pet’s deductible automatically decreases by $25 each policy year that you don’t receive a claim reimbursement. May not be available in all states.
9. Discount is not available in MN or TN. This discount is only available to individuals who are eligible members or employees of an entity that has arranged for MetLife Pet to offer pet insurance. (IAIC policies, the discount is 10% for Groups > 1000 lives and 5% for Groups 51-999 lives. MetGen policies, this discount is 10% for Employer Groups and 5% for Associations).
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